Website Terms and Conditions of Use

Please read these terms carefully. They govern how you can use xenoravithlo.com and access our financial planning information.

September 23, 2025

Acceptance of terms

By accessing this website, you agree to be bound by these terms and acknowledge understanding their scope. If you do not accept, please cease use immediately.

Definitions

Key terms used in these conditions:

• "Website" refers to xenoravithlo.com in its entirety, including all content and services offered herein.
• "User" means any person accessing or browsing xenoravithlo.com for information or service requests.
• "Content" covers all materials, articles, graphics, and resources published on this website.
• "We/Our/Us" refers to the operators and authorised representatives of xenoravithlo.com.

Acceptable website use

You may use this site only for legitimate, non-commercial purposes. Any unauthorised or unlawful activity is prohibited.

Eligibility

Use of this website is restricted to individuals who can form binding contracts under Australian law.

Minors must not use this site.

User obligations

Your use must be responsible, respectful, and law-abiding.

• Provide accurate, current information during any interaction
• Keep login information confidential when using account features
• Do not use the site to distribute unauthorized advertising or spam
• Comply with all applicable Australian laws

Restricted uses

Certain activities are not allowed on this website.

• Attempting to interfere with the functioning or security of the website.
• Impersonating another individual or misrepresenting your affiliation.
• Accessing content by unauthorized means or breaching site security.
• Using the site for fraudulent or misleading activities.
• Uploading, posting, or sharing unlawful, defamatory, or harmful materials.

Intellectual property rights

All original content, design, and trademarks on xenoravithlo.com belong to us or our licensors. Unauthorized use, copying, or reproduction of any content is strictly prohibited.

User content rules

If you submit content to us (such as messages or feedback), you grant a license for reasonable use, and agree not to send prohibited material.

Data privacy and cookies

Your information is handled per our Privacy Policy. Please review it for more on how your data is processed and safeguarded. See privacy policy

Disclaimer and limitations

Our website delivers information for general guidance only.

Limiting our liability

We are not liable for indirect damages or losses resulting from use of this website or data.

Indemnity

You agree to hold us harmless against claims or damages from your use of xenoravithlo.com services.

Dispute resolution and law

We encourage resolving disputes amicably through direct contact first.

Governing law for use of site

Australian laws govern your use of this site and all legal disputes.

Termination

We may suspend or terminate your access to the website if you breach these terms or misuse services.

Site changes

Terms may be updated at any time. Continued use means acceptance of further changes.

Severability

If any provision is found unenforceable, the rest of the agreement remains intact.

Entire agreement

These terms constitute the complete understanding between you and xenoravithlo.com.

Contact for terms issues

Reach out with queries about these terms using the details below.